GERRI WILLIS is the Senior Financial Correspondent for SmartMoney magazine. She is an experienced business writer who was the winner of the Excellence in Retirement Savings Reporting award for 2001–which is given by the American University’s School of Communication and the Investment Company Institute’s Education Foundation. Willis, a 1992 Knight-Bagehot Fellow, can also be seen sharing her investment experience as a commentator on CNN, CNNfn, CNBC, and FOX News.