About this ebook
For the diaspora, Paisa offers a vital guide to the NRE/NRO Dilemma, showing Non-Resident Indians how to structure remittances to maximize growth and minimize tax liability. The core solution is the SIP (Systematic Investment Plan); the book makes the case for automating your financial discipline and trusting Index Funds to compound wealth over decades. Before investing, you must secure the Three Pillars of Financial Security, prioritizing aggressive Debt Management and building a robust emergency corpus that protects your growth portfolio from life’s inevitable shocks. Discover the Ultimate Compounding Asset - your own skills and how investing in your Human Capital (HCV) yields greater returns than the market ever could. Finally, Paisa provides the clear, simple formula to calculate your personal Financial Freedom number - your Vittiya Swatantrata. This is more than a book on numbers; it’s a definitive manual for mastering your Money Mindset and gaining true control over your time. Stop trading your life for a paycheck and start your journey to lasting financial independence today.
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About the author
Shreenivas Joshi is the kind of writer who peers at the Indian success story the way a detective peers at clues, with curiosity, caffeine, and the faint suspicion that the obvious explanation is never the correct one. He enjoys decoding the strange and brilliant logic that powers the Indian mind, especially the sharp contrast between talent, culture, chaos, and pure statistical luck. He treats social science like a buffet where he piles his plate high but still comes back for seconds.
He has an unusual talent for turning heavy ideas into bite-sized insights that can be consumed without intellectual heartburn. His friends describe him as someone who sees patterns even in things that absolutely insist they have none. His fascination with outliers began the moment he realized that extraordinary success in India is less about genius and more about an entire invisible machinery working behind the scenes. His writing blends data, cultural history, humour, and the occasional self-deprecating remark for nutritional balance.
He has spent years studying why some people speed ahead in life while others feel like they are stuck in second gear despite pressing the accelerator with full enthusiasm. He believes the true secret to success is to understand the game before you try to win it. He also believes that someone should have told him this earlier, which is why he wrote this book for you.
When he is not dissecting the Indian ambition engine, he can be found reading, researching, observing people, and wondering how many hidden advantages are hiding in plain sight. He enjoys simplifying big ideas so readers can walk away feeling smarter without needing a single headache pill. He hopes his books help you spot your own blueprint for extraordinary success. If nothing else, he hopes it at least makes you laugh while thinking very hard at the same time.
You can find more books from him on Amazon and Google Play Books; just look him up with the Author name as “Shreenivas Joshi”.
Or you can follow his Instagram Channel: @indian.behavioral.economics.
