BlueBudget - Your finances, finally under control.

Finally, an app that shows you where your money really goes.

BlueBudget securely connects your Swiss bank accounts via the official open banking standard and gives you everything you need for a complete overview of your finances: expenses, income, savings, and of course fair settlements with friends.

Your finances at a glance
BlueBudget shows you at a glance how your expenses and income have developed over the last 3 months, and how much you've saved over the last 6 months. No more guesswork, just clear numbers.

Understand where your money goes
Every transaction is automatically categorized according to our two-level budget model. See at a glance where your money lands: housing, leisure, health, or groceries.
Of course you can adjust categories anytime, for a single transaction or for all transactions from the same merchant at once. Want "0790123456" to finally read "Guido"? No problem, transactions can be renamed easily.

Spot trends and developments
Clear money flow diagrams (also known as Sankey diagrams) show your money flows at a glance, broken down by category level. In the detail view of each category, you'll find the 5 biggest expenses and all related transactions.

Truly all your accounts and cards in one place
Connect multiple banks at once and see your balance aggregated across all of them, all in one overview. Over 50 Swiss banks supported, automatically and free of charge.
Your bank isn't on the list, or you'd like to add your credit card? Simply import your data manually, as far back as you want, including balance history. This way, every account and every card ends up in the same place, automatically categorized just like everything else.

All expenses split fairly
Who paid what? Who still owes whom? With BlueBudget, no more number chaos.
Select a real bank transaction and share it directly with your group, no more manual typing. Multiple groups at once for trips, flatshares, or friend circles? No problem.

One person pays, BlueBudget does the math.
Simplified settlements with as few transfers as possible.
Over 50 currencies with daily updated exchange rates, ideal for travel.
Invite via link or QR code, even people without the app.
See directly on every transaction whether you're owed money or still owe some.

Find out if it's worth it
The time calculator shows you how many work hours an expense actually costs you. Time is money, and we show you both.

Security comes first

The account connection runs via the official open banking standard of Swiss banks (bLink).
You always decide which accounts to share.
BlueBudget has no access to your e-banking.
Your account is protected by email and phone number verification.
State-of-the-art encryption technology protects your data.

Developed in Switzerland
With a focus on data privacy, usability, and real everyday problems. We keep developing BlueBudget together with our community. Want to help shape it? Get in touch.

Get started now, connect your bank account, and finally take real control of your finances.