Speed Wallet makes Bitcoin, gold, and stablecoins simple to buy, send, spend, and sell — all in one crypto wallet. Pay instantly over the Lightning Network, send USDT over Lightning with USDT-L, add cash at 17,000+ US stores, and earn sats for building a daily buying habit. With Speed Vault, you can also securely store your assets for the long term.

WHAT YOU CAN DO
- Buy Bitcoin and crypto with your card or bank in a few taps
- Send and receive BTC on-chain or over Lightning for near-instant, low-cost payments
- Send USDT over Lightning with USDT-L, or send USDT and USDC on-chain
- Hold BTC, Gold (XAUt), USDT, USDC, and USDT-L in one wallet
- Swap between Bitcoin, stablecoins, and gold inside the app
- Sell and cash out to your US bank or debit card*
- Add cash at 17,000+ US retail stores — no bank account needed**
- Buy gift cards from global brands and earn Bitcoin back

WHY SPEED
- Buy and sell in one place: multiple payment methods, with the price and fees shown before you confirm
- USDT-L: dollar-stable payments with the speed and low cost of Lightning
- Speed Streaks: buy $10+ of Bitcoin daily, hit monthly milestones, and earn rewards in sats. Streak Shield protects your streak if you miss a day. Terms apply.
- Built for everyday use: Bitcoin, stablecoins, and gold you can actually spend

TRANSPARENT FEES
- On-chain network fees apply only when sending on-chain
- Lightning routing fees are minimal
- Network gas fees apply to on-chain stablecoin transfers
- No hidden charges

SECURITY
Your account is protected with biometric lock and 2FA. Identity verification may be required depending on your region. Your personal data is handled confidentially.

Download Speed Wallet and start using Bitcoin, stablecoins, and gold every day.

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*Sell & Withdraw: US only. Card withdrawals are instant; bank withdrawals follow normal banking hours. Fees are shown before you confirm. Limits and eligibility vary, and your bank or card provider may charge additional fees.
**Cash add: US residents only, at participating retailers. $20 min / $500 max per transaction. Retail fee up to $4.95. Funds typically arrive within 15 minutes. Service provided by Green Dot®.

Features and availability vary by region and eligibility. Crypto assets are volatile and involve risk, including possible loss of value.

Speed Wallet (speed.app) is operated by Speed1, Inc. Crypto services are provided by CoinX USA, LLC, a FinCEN-registered Money Services Business (Reg. #31000292053099).

Speed1 Inc

Additional information