Yuh - Your app. Your money.

Ukukhokha, ukonga, ukutshala imali: ngokuvamile kuyinkinga enkulu kuzinhlelo zokusebenza ezintathu. Nge-Yuh, konke kusendaweni eyodwa, futhi kumahhala. Engeza i-Pillar 3a, i-Pocket Insurance, izinhlelo zokonga ze-ETF kanye ne-AI ekutshela ukuthi imali yakho iya kuphi, futhi usunentuthuko enkulu ezimalini zakho. Yakhelwe wena, isekelwa yi-Swissquote.

Nasi isizathu sokuthi uzothanda uYuh:
• Izimali ezingu-13 ngaphansi kwe-Swiss IBAN eyodwa
• I-akhawunti yamahhala ne-Mastercard, akukho mali ekhokhwa nyanga zonke
• i-eBill kanye nama-oda ami esikhundleni sephepha
• I-TWINT yokukhokha okusheshayo
• Amasheya, i-crypto kanye nama-ETF avela ku-10 CHF
• Izinhlelo zokonga ezikucabangelayo
• I-Pillar 3a yekusasa elifika ngokushesha kunalokho ocabanga ngakho
• Umshwalense Wesikhwama: mahhala futhi awunazinkinga
• UYuhlia, umsizi wakho we-AI ogcina imali yakho iqaphile
• Isikhungo Sokuphepha sokukuvikela ekukhwabaniseni
• UYuh14+: i-akhawunti yakho yokuqala yasebhange, kusukela eminyakeni engu-14
• UYuh&Me: i-akhawunti yazo zonke izindleko zakho ezabiwe

KHOKHA IZIMALI EZINGU-13, AKUKHO MALI EFIHLEKILE
I-Yuh Debit Mastercard yakho yamahhala, izibuyekezo zesikhathi sangempela kanye ne-akhawunti yezimali eziningi. Izindleko zokuguqulwa ezisobala, azikho izindleko eziyimfihlo, azikho izimali ze-akhawunti noma zekhadi.

AMAPHROJEKTHI OKONGA
Khetha ukuthi uzonga nini, uzokwenzelani, nokuthi kuthatha isikhathi esingakanani. Yilungiselele bese ubuka umgomo wakho ugcwala kancane kancane.

AMAHLELO OKONGA I-ETF, AKUKHO MALI YOKUHWEBA
Yakha uhlelo lwe-ETF oluphindaphindayo, masonto onke noma ngenyanga. Inani elincane lengeza ekukhuleni okukhulu ngenkathi uqhubeka nempilo yakho.

AMASHEYA, AMA-ETFS NE-CRYPTO
Khetha emikhiqizweni engaba ngu-500. Hweba ama-crypto amakhulu nganoma yisiphi isikhathi noma ukhethe kusuka kuhlu oluqinile lwamasheya nama-ETF. Ukuthola amaphuzu kwe-ESG kukukhombisa ukuthi imali yakho iya kuphi, futhi ama-ETF angenye yezindlela ezilula zokuthola ukuvezwa okungengozini ephansi ezimakethe zomhlaba.

UMSHWALENSE WEPHOCKET
Ifoni, i-laptop, okhiye, izibuko: izinto zansuku zonke eziphuka noma ezinyamalalayo zimbozwa ngokuzenzakalelayo ngesikhathi ukhokha ngekhadi lakho. Akukho zindleko ezengeziwe, akukho lutho ongabhalisela lona.

INSIMBI 3A, UMNGANI WAKHO OMHLE KAKHULU WEKASASA
Umhlalaphansi akuyona inkinga yangemva kwesikhathi, kuyinkinga yamanje. I-Pillar 3a yethu inakekela ukuhlela kwakho impesheni ngemali ephelele engu-0.5% kuphela. Kuhle, kusobala, akukho okumangazayo.

YUHLIA, UMsizi wakho we-AI
Uchithe malini udla ngaphandle ngonyaka odlule? Vele ubuze uYuhlia. Uxhumene ne-akhawunti yakho, ubona amaphethini ekusebenziseni kwakho imali, futhi uphendula imibuzo yakho yemali ngqo engxoxweni. Njengamanje use-beta, okusho ukuthi ufunda ngokushesha.

INDAWO YOKUPHEPHA: UKUVIKELA OKUCABANGA PHAMBILI
Ubugebengu bokweba imininingwane ebucayi, imiyalezo engaqondakali kanye nokubiza lokho kuzwakala kuyiqiniso kodwa akunjalo: Isikhungo Sokuphepha sikusiza ukuthi ubone umkhonyovu ngaphambi kokuba ube yiwo. Khiya ikhadi lakho ngemizuzwana, vimba i-akhawunti yakho uma kukhona okuzwakala kungahambi kahle, bese ufinyelela ukwesekwa okuphuthumayo amahora angama-24 ngosuku, izinsuku eziyi-7 ngesonto. Umthetho owodwa wegolide: Yuh ngeke neze ucele iphasiwedi yakho, i-PIN noma ukhiye we-Yuh. Wake.

YUH14+, I-AKHAWUNTI YAKHO YOKUQALA, IMITHETHO YAKHO
Phakathi kweminyaka eyi-14 neyi-17 futhi ulungele i-akhawunti yakho yokuqala yasebhange laseSwitzerland? I-Yuh14+ imahhala, ne-TWINT, ikhadi lamahhala kanye nokukhishwa kwemali kwamahhala masonto onke. Akukho bungozi be-overdraft, futhi akekho umuntu omdala odinga ukusayina noma yini. Ngosuku lwakho lokuzalwa lwe-18, i-akhawunti yakho ikhula nawe nje.

YUH&ME, NGAKHO KONKE OKWABELANA NGAKHO
Irenti, amaholide, isitolo samasonto onke: I-Yuh&Me iyi-akhawunti yamahhala ehlanganyelwe yemibhangqwana, abantu abahlala nabo noma ubani ohlukanisa izindleko. Ngayinye ithola i-Swiss IBAN kanye nama-Mastercard amahhala afinyelela kwamane, kanye nemigomo yokonga eyabiwe.

I-SWISSQOIN, UHLELO LWETHU LWEMIVUZO
I-Yuh yabelana ngenzuzo yayo nama-Yuhsers njenge-Swissqoins. Kanye ngonyaka, ingxenye yenzuzo yethu ifakwa kwi-Swissqoin reserve, ikhuphule inani layo. Zithole ngokusebenzisa uhlelo lokusebenza, bese ushintshanisa ngemali yangempela noma nini, noma ubambe bese uvumela inani likhule.

YUHLEARN
Imibuzo mayelana nokutshala imali, ukonga noma ukuthi kusebenza kanjani noma yikuphi kwalokhu? I-YuhLearn yibhulogi yethu enezihloko ezimfushane, ezingenamagama alula ngezihloko zangempela. Ibhalwe ukuze ikwenze uzizwe ukhaliphile, ungabi mncane.

UKUPHEPHA OKUBALULEKILE
Izinsizakalo zasebhange nezezimali kuhlelo lokusebenza lwe-Yuh zinikezwa yi-Swissquote, egunyazwe yi-FINMA. Lokho kusho ukuvikelwa okugcwele kwebhange laseSwitzerland, okuhlanganisa ukuvikelwa kwediphozithi okufika ku-100'000 CHF, kanye nobumfihlo bebhange. Siphatha imininingwane, wena uphatha impilo yakho.

Ukulungele ukuyeka ukucabanga kakhulu ngemali yakho? Landa Yuh bese sihamba.