Budget App Expense Tracker

Uhlelo Lokusebenza Lwesabelomali luyindlela elula yokubona ukuthi imali yakho iya kuphi inyanga ngayinye. Bhala phansi lokho okusebenzisayo ngokuthepha okumbalwa, nikeza isigaba ngasinye isabelomali, bese ubuka indandatho eyodwa ibonisa inyanga yakho yonke — akukho ukungena ebhange, akukho spreadsheet.

Ukusebenzisa uhlelo lokusebenza kudinga ukubhalisa okukhokhelwayo kwamasonto onke noma konyaka, noma ukuthenga kanye kuphela.

ISILANDELI SEZINDLEKO
• Engeza izindleko ngemizuzwana: inani, isigaba kanye nenothi ongayikhetha
• Namuhla nayizolo kuthinta kanye; Noma yiluphi olunye usuku luvula ikhalenda
• Thepha noma yiziphi izindleko ukuze uzishintshe noma uzisuse, bese uhlehlisa uma uphumile
• Bona zonke izindleko zenyanga ohlwini olulodwa
• Gcina uchungechunge lokubhalisa lwansuku zonke luqhubeka

ISIBUYEKEZO SANGENYANGA
• Indandatho eyodwa ikhombisa inyanga yakho, ihlukaniswe ngesigaba
• Imali engenayo, ukusetshenziswa kwemali kanye nokuthi yini esele okufanele uyichithe, eceleni
• Engeza imali engenayo eyengeziwe njengebhonasi, umsebenzi oseceleni noma imbuyiselo yemali
• Bona ukuthi yini ongayisebenzisa ngosuku kuze kuphele inyanga
• Buyela emuva ezinyangeni zangaphambilini ukuze uqhathanise
• Isifinyezo esifushane lapho inyanga entsha iqala: ukungena, ukuphuma kanye nokuthi yini esele

INGENAYO VS UKUCHITHA IMALI
• Qhathanisa imali engenayo kanye nokusetshenziswa kwemali ngenyanga, ngaphezu kwezinyanga eziyisithupha noma unyaka wonke
• Bona inethi yakho ngokushesha

UMTHETHO WE-50/30/20
• Izidingo, izifiso kanye nokonga okulinganiswa ngemali yakho
• Yazi ngokushesha ukuthi yiluphi uhlangothi oluphelile nokuthi ungalunquma kuphi
• Uthanda olunye ukwahlukana? Khetha u-60/20/20, 70/20/10 noma wenze owakho

UMHLELI WESABELO SEZIMALI
• Beka isabelomali sanyanga zonke bese unikeza isigaba ngasinye umkhawulo waso
• Kuhleliwe, kusetshenziswe futhi kuhlala kubhekiwe, ngebha egcwalisayo njengoba usebenzisa
• Isigaba ngasinye sibonisa ukuthi sihamba ngesivinini noma uma siphela
• Irobhothi libonisa ukuthi yiziphi izigaba eziseduze nomkhawulo noma ngaphezulu
• Udlule? Susa imali esigabeni esisenayo imali esele
• Beka isabelomali esingakasetshenziswa enyangeni ezayo
• Qala inyanga yakho ngosuku lokukhokhelwa noma ngomhlaka-1

IZIGABA
• Izigaba eziyishumi nanye ezilungiselelwe: izindlu, ukudla, ukudla, ukuyothenga, ezokuthutha, izinsiza, ukuzijabulisa, ukubhalisa, impilo, umshwalense kanye nesikweletu
• Engeza eyakho bese umaka ukuthi yiziphi izidingo

AMABHILI NEZINDLEKO EZIPHINDWAYO
• Engeza irenti, ifoni kanye nokubhalisa kanye, futhi bazithumela njalo ngenyanga
• Bona ukuthi izindleko eziphindaphindayo zengeza ini ngonyaka
• Phatha izindleko ezihleliwe zenyanga edlule ngokuthepha okukodwa

IMIGOMO YOKUGCINA
• Dala imigomo efana nesikhwama esiphuthumayo, uhambo noma i-laptop entsha, ngayinye inesithonjana sayo kanye nomgomo
• Faka ngokuthepha okukodwa bese ubuka indandatho igcwalisa
• Izinyathelo ezibalulekile kanye nemigqa yediphozithi kukugcina uqhubeka
• Setha ukuthi ufuna ukubeka malini inyanga ngayinye
• Bona ukuthi ufinyelela nini umgomo ngamunye ngesivinini sakho samanje

IZIKHUMBUZO NEZIXWAYISO ZESABELO SEZIMALI
• Isikhumbuzo sansuku zonke ongazikhethela ngesikhathi osikhethayo, ngakho-ke akukho zindleko iyadlula
• Izexwayiso zesabelomali lapho isigaba sifinyelela ku-80% kanye no-100%

IDATHA YAKHO, AMAFAYELA AKHO
• Thumela izindleko zakho, imali engenayo eyengeziwe kanye nokugcwalisa umgomo njengespredishithi se-CSV
• Yenza isipele kufayela oligcinayo bese ulibuyisela noma nini
• Khetha uphawu lwakho lwemali

OKUYIMFIHLO NGOKWENZA UMKHIQIZO
• Idatha yakho ihlala ocingweni lwakho — akukho akhawunti, akukho uxhumano lwebhange, akukho ukuvumelanisa

UKUBHALISA
Uhlelo lokusebenza lwesabelomali lunikeza okubhaliselwe kokuvuselela ngokuzenzakalela kwamasonto onke kanye nonyaka, kanye nokuthenga kwesikhathi esisodwa kwempilo okungalokothi kuvuselelwe, ukuvula zonke izici. Intengo ngemali yakho yasendaweni iboniswa kuhlelo lokusebenza ngaphambi kokuthenga. Inkokhelo ikhokhiswa ku-akhawunti yakho ye-Google Play ekuqinisekisweni kokuthenga. Okubhaliselwe kuvuselelwa ngokuzenzakalelayo ngaphandle kokuthi kukhanselwe okungenani amahora angama-24 ngaphambi kokuphela kwesikhathi samanje. I-akhawunti yakho ikhokhiswa ukuvuselelwa zingakapheli amahora angama-24 ngaphambi kokuphela kwesikhathi samanje. Ungaphatha futhi ukhansele okubhalisele kwakho ku-Google Play > Izinkokhelo nokubhalisele ngemva kokuthenga.

Inqubomgomo Yobumfihlo: https://scanlystudio-budget-tracker.expo.app/privacy/
Usekelo: https://scanlystudio-budget-tracker.expo.app/support/