Klarna: Smarter everyday money

IZINDLELA EZIGUQUGUQUKAYO ZOKUKHOKHA
Thenga noma kuphi kuhlelo lokusebenza ngezinketho zokukhokha eziguquguqukayo. Khetha ukukhokha ngezitolimende ezintathu ezingenanzalo, ukhokhe inani eliphelele, ezinsukwini ezingama-30 noma ngezimali.¹

¹UK: Ukuboleka okungaphezu kwalokho ongakwazi ukukukhokha noma ukukhokha sekwephuzile kungathinta kabi isimo sakho sezezimali kanye nekhono lokuthola isikweletu. Isikweletu sincike esimweni. I-Klarna Financing ine-APR emele engu-21.9% (elungisiwe).

¹Ireland: Sicela uthenge ngokunesibopho. Izakhamuzi ze-ROI ezingaphezu kuka-18 kuphela. Isikweletu sincike esimweni. I-APR 0%. Izinkokhelo ezingakhokhelwanga zingase zithole imali futhi zithinte ikhono lakho lokusebenzisa i-Klarna esikhathini esizayo. Imigomo nemibandela iyasebenza. https://www.klarna.com/ie/terms-and-conditions/.

THENGA NGEKHADI LE-KLARNA
Khokha nge-Klarna noma kuphi lapho i-Visa yamukelwa khona. Khokha manje noma ukhokhe kamuva ngekhadi. Akukho mthelela wesikweletu ozosebenza. Vula izinzuzo ezikhethekile ngobulungu.²

²UK: Ubulungu obukhokhelwayo buyadingeka ukuze ufinyelele izinhlelo ze-Pay Later. I-APR Emele engu-30.5% (engaguquki). Ukuboleka okungaphezu kwalokho ongakwazi ukukukhokhela noma ukukhokha sekwephuzile kungathinta kabi isimo sakho sezezimali kanye nekhono lokuthola isikweletu. Izakhamuzi zase-UK ezineminyaka engu-18+, kuphela. Kuncike esimweni. Imigomo nemibandela kanye nezimali zokufika sekwephuzile ziyasebenza.

Ubulungu obukhokhelwayo buyadingeka ukuze ufanelekele iKhadi Lesikweletu laseKlarna. Ukuboleka okungaphezu kwalokho ongakwazi ukukukhokhela, noma ukukhokha sekwephuzile, kungenza kube nzima ukuthola isikweletu. Isikweletu sincike esimweni. Imigomo nemibandela kanye nezimali zokufika sekwephuzile ziyasebenza. I-APR Emele engu-9.5% (eguquguqukayo).


²UK & Ireland: Ubulungu obukhokhelwayo buyadingeka ekhadini elingokoqobo. Kusebenza imali yekhadi lepulasitiki kanye kuphela. Ubulungu beKlarna bunikezwa ngemali yanyanga zonke. Khansela noma nini kuhlelo lokusebenza lweKlarna. Ukukhishwa, imibandela, kanye nemikhawulo kusebenza ezinzuzweni zobulungu njengembuyiselo yemali yobulungu beKlarna. Imigomo Yobulungu beKlarna iyasebenza. Inani lenani lonyaka libonisa izinzuzo eziphelele zobulungu bakho, njengokubhalisela kanye nezaphulelo. Imiphumela yangempela izohluka ngokusekelwe ekusetshenzisweni kwezinzuzo.


IMALI EBUYISELWE KU-10%
Thenga kuhlelo lokusebenza bese uthola imali ebuyayo efika ku-10%. Thola imali ebuyayo ezitolo eziningi kuhlelo lokusebenza.³

³Imiklomelo ye-Klarna Cashback inikezwa njengamaphuzu angasetshenziswa ukuze uthole ikhredithi ebhalansini yakho ye-Klarna nezinye izinzuzo. Thola imali ebuyayo ekuthengeni kohlelo lokusebenza lwe-Klarna. I-akhawunti yebhalansi ye-Klarna iyadingeka ukuze uthole imali ebuyayo. Ukukhishwa kwemali ebuyayo kuncike ekuvunyelweni kwesitolo futhi kungathinteka izilungiselelo zamakhukhi, ukuhlanganisa okunikezwayo, ukukhishwa komkhiqizo, noma ezinye izinto ezingaphezu kwamandla ethu. Kusebenza imikhawulo, imigomo, nemibandela.
I-UK: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-GB/cashback-update
I-Ireland: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-IE/cashback

VULA IBHALANSI YAKHO YE-KLARNA
Engeza imali ebhalansini yakho bese ukhokha kalula, noma kuphi lapho uthenga khona. Thola imbuyiselo esheshayo, thola imbuyiselo ezitolo ezifanelekile, bese uguqula imbuyiselo yakho njengekhredithi ebhalansi yakho.⁴

⁴I-Ireland: I-akhawunti embozwe uhlelo lwesiqinisekiso sediphozithi yaseSweden. Isinxephezelo esiphezulu ngekhasimende ngalinye: SEK 1,150,000. Ihhovisi Lezikweletu Likazwelonke lenza isinxephezelo sitholakale zingakapheli izinsuku eziyi-7 zebhizinisi kusukela ngosuku ilungelo lokuthola isinxephezelo elitholakele ngalo. Funda kabanzi lapha: https://www.riksgalden.se/en/our-operations/deposit-insurance.

I-KLARNA MOBILE
Thola i-5G engenamkhawulo ngo-£15/ngenyanga kuphela.⁵ Akukho nkinga, khansela noma nini.⁶

⁵I-UK: I-Klarna Mobile inikezwa yi-Gigs, futhi isebenzisa inethiwekhi ye-Vodafone. I-Klarna isebenza njenge-ejenti egameni le-Gigs. Imigomo Yokubhalisa Yeselula ye-Klarna kanye Nesivumelwano Sesevisi Yomsebenzisi Wokugcina we-Gigs siyasebenza: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-GB/KlarnaMobile. Idatha engenamkhawulo ingaphansi kweNqubomgomo Yokusetshenziswa Okwamukelekayo ye-Gigs: https://gigs.com/legal/uk-end-user-terms/uk-end-user-service-agreement-appendix-1-gigs-acceptable-use-policy.

⁶UK: Ungakhansela okubhalisele kwakho nganoma yisiphi isikhathi kuhlelo lokusebenza lwe-Klarna. Uma ukhansela, uhlelo lwakho luzohlala lusebenza kuze kube sekupheleni komjikelezo wakho wokukhokha wamanje. Ukukhansela kuzoqala ukusebenza ekupheleni komjikelezo wakho wokukhokha wamanje, futhi ngeke ukhokhiswe ngezikhathi ezilandelayo.

AMAKHADI AKHO OKUTHEMBEKA, KONKE KUNDAWO EYODWA
Finyelela wonke amakhadi akho okuthembeka kanye nomvuzo khona kanye e-Klarna - ikhaya elisha le-Stocard.

INKONZO YAMAKHASIMENDE AMA-24/7
Sebenzisa ingxoxo yethu kuhlelo lokusebenza ukuze uthole ukwesekwa kwama-24/7.