Hargreaves Lansdown

Ipulatifomu yokutshalwa kwezimali nokonga e-UK esezingeni eliphezulu yabatshalizimali ngabanye entendeni yesandla sakho.

Landela izimakethe bese uphatha ukutshalwa kwezimali kwakho usohambeni ngohlelo lokusebenza olusha oluvela ku-HL. Lushesha, kulula ukulusebenzisa futhi lugcwele izici obukade uzicela ukukusiza ukuthi uqale ukutshala imali nokonga ngokuhlakanipha.

📱 UKUPHATHWA KWE-AKHAWUNTI KULULA
• Vula ukungena ngemvume kwe-Touch ID ukuze uthole ukufinyelela okusheshayo nokuphephile kwiphothifoliyo yakho bese uqala ukutshala imali ngokuzethemba.
• Bona ama-akhawunti omndeni wakho endaweni eyodwa ngama-akhawunti axhunyiwe ukuze uphathe ukonga nokutshalwa kwezimali ngempumelelo.
• Faka imali ku-akhawunti yakho noma ukhiphe imali usohambeni ngenkathi ulandela imigomo yakho yokutshala imali.

💹 UKUHWEBA OKUSHESHAYO NOKULULA
• Hlala usesikhathini ngamanani amasheya abukhoma e-UK mahhala (amaklayenti e-HL kuphela).
• Hweba izinkulungwane zamasheya namabhondi ase-UK, kanye nemali engaphezu kuka-2,500.
• Hweba amasheya aphesheya avela eYurophu, e-US naseCanada.

• Setha ama-oda okuyeka ukulahlekelwa kanye nomkhawulo ukuze ungaphuthelwa amathuba okuhweba.

🔍 THOLA AMATHUBA OKUTSHALWA KWEMALI
• Landelela ukutshalwa kwezimali okuthandayo noma udale amaphothifoliyo abonakalayo ngohlu lokubuka.
• Finyelela ama-factsheet esikhwama esithuthukisiwe bese wabelana ngemininingwane eminingi kanye nokuqonda kunanini ngaphambili.
• Buka i-FTSE 100 ephelele kanye nezinye izinkomba zase-UK, kanye namazinga enkomba yomhlaba wonke afaka phakathi i-Dow Jones, i-NASDAQ kanye ne-Nikkei 225. Kanye nezimakethe ezinkulu zezimpahla kanye nemali.
• Funda ucwaningo lwakamuva oluvela eqenjini lochwepheshe bezokutshalwa kwezimali le-HL kanye nemibiko yemakethe yomhlaba wonke, ukuqoqwa kwamaphephandaba kanye nokuqonda.
• Thola izihloko zebhizinisi nezomnotho ezivela ezitolo zezindaba ezihamba phambili emhlabeni nge-HL Newsroom.

🌱 LONDOLOZA FUTHI UTSHALISE INTELA
• Khulisa imali yakho ngaphandle kwentela yemali engenayo kanye nenzuzo yase-UK, kungaba ukonga isikhathi esifushane noma ukutshala imali yesikhathi esizayo.
• Phatha wonke ama-ISA akho endaweni eyodwa bese uhambisa imali phakathi kwawo ku-inthanethi ukuze kube lula ukutshala imali nokonga.
• Lungisa ama-akhawunti akho e-ISA ukuze akusize ngezinkulungwane zamathuba okutshala imali kanye namazinga amahle okonga.
• Tshala imali ezinhlobonhlobo zemikhiqizo ye-ISA njenge-Cash ISA, Amasheya kanye namasheya ISA, i-Lifetime ISA kanye ne-Junior ISA.

📈 KHULISA IZIMALI ZAKHO ZOKUGCINA UMHLALAPHANSI
• Tshala imali emhlalaphansi wakho ngama-akhawunti amaningi omhlalaphansi kufaka phakathi i-Self-Invested Personal Pension (SIPP), i-Lifetime ISA, i-Junior Personal Pension (JSIPP).

• Finyelela imali yakho yokonga umhlalaphansi uma uyidinga ngezinketho ezifana nokudonsa imali yempesheni, ama-annuities, noma isamba semali ukuze utshale imali ngokuhlakanipha.
• Sebenzisa ama-calculator kanye neziqondiso ze-HL ukuhlela ukuthi uzotshala malini futhi wonge imali ukuze ufeze imigomo yakho yomhlalaphansi.
• Sebenzisa amathuba okukhululwa kwentela kanye namathuba okutshala imali yesikhathi eside ukuze ukhulise impesheni yakho ngempumelelo.

Ulwazi Olubalulekile: Ukutshalwa kwezimali kungawa futhi kukhuphuke ukuze uthole imali encane kunaleyo oyitshalile. Imithetho yentela ingashintsha futhi noma yikuphi ukukhululwa kuncike ezimweni zakho. Lokhu akusona iseluleko somuntu siqu. Uma ungaqiniseki ukuthi ukutshalwa kwezimali kukufanele yini, cela iseluleko sezezimali.

Izimpesheni zenzelwe ukusiza ekuxhaseni umhlalaphansi, ngakho-ke imali ayikwazi ukukhishwa futhi kuze kube okungenani ama-55 (57 kusukela ngo-2028).

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Unemibuzo, izinkinga noma impendulo? Sicela uxhumane nathi ku-app@hl.co.uk

I-Hargreaves Lansdown iyipulatifomu yokonga nokutshalwa kwezimali e-UK eyinhloko 1 kubatshalizimali abazimele. Sekuyiminyaka engaphezu kwengu-40 sisize abatshalizimali ukonga isikhathi, intela kanye nemali ekutshalweni kwabo kwezimali. Izinsizakalo zethu zifaka phakathi ukuhweba ngezimali kanye namasheya, i-Stocks & Shares ISA, izimpesheni (SIPP), izinsizakalo zomhlalaphansi, iseluleko sezezimali nokuningi. Thola okwengeziwe kuwebhusayithi yethu www.hl.co.uk

I-Hargreaves Lansdown Asset Management Ltd, One College Square South, Anchor Road, Bristol, BS1 5HL, egunyaziwe futhi elawulwa yi-Financial Conduct Authority. Inombolo ye-FCA Register 115248. Ibhaliswe eNgilandi naseWales. Inombolo yokubhalisa: 1896481.