tbi bank

Konke okudingayo ebhange lakho, kuhlelo lokusebenza olulodwa.
Vula i-akhawunti yamahhala ye-EUR, khokha nge-neon, thenga ngezitolimende, wonge izinhlelo zakho futhi uphathe imali mboleko yakho.
Izinto ezibalulekile zansuku zonke kanye namathuba amakhulu, konke kuhlelo lokusebenza lwebhange le-tbi.

Yenza ukuphatha imali yakho kube lula
Vula i-akhawunti ye-EUR kuhlelo lokusebenza ngaphandle kwemali yokuvula noma yenyanga yokulungisa. Hlola ibhalansi yakho kanye nokuthengiselana noma nini lapho ufuna.
Thola ikhadi lakho le-neon ngaphandle kwemali yokukhipha noma yokulungisa, lilethwe ekhelini lakho. Khokha ezitolo naku-inthanethi, noma ulifake ku-Apple Pay noma ku-Google Wallet.

Khipha imali kabili ngenyanga kuma-ATM ngaphandle kwemali evela ebhange le-tbi. Abaqhubi be-ATM bangase bakhokhise izimali zabo.
Engeza imali ku-akhawunti yakho ye-neon usebenzisa ikhadi elivela kwelinye ibhange.
Khokha izikweletu bese uthumela imali ngokuthepha okumbalwa nje
Thumela ukudluliselwa kwe-EUR endaweni ye-SEPA ngaphandle kwemali evela ebhange le-tbi. Londoloza imininingwane njengezifanekiso ukuze ngesikhathi esizayo kuthathe isikhathi esincane.
Thumela imali ngenombolo yeselula kubasebenzisi abafanelekile bohlelo lokusebenza lwebhange le-tbi, bese uhambisa imali phakathi kwama-akhawunti akho.

Khokha ugesi, amanzi, i-inthanethi kanye nezinye izikweletu zikagesi ngaphandle kwemali evela ebhange le-tbi.

Beka imali eceleni yezinto ozikhathalelayo ku-Kasichka. Engeza noma ukhiphe imali uma kudingeka, bese usetha ukudluliselwa okuvamile kusuka ku-akhawunti yakho ye-neon. Ibhalansi efanelekile ithola inzalo yonyaka engu-1%.
Vula idiphozithi yesikhathi kusukela ku-€1, khetha isikhathi, bese wengeza imali eyengeziwe ezinsukwini zokuqala ezingu-30. Hlola ibhalansi yakho kanye nenzalo eqoqwe kuhlelo lokusebenza. Amanani ancike esikhathini kanye nohlobo lwemali olukhethayo. Idiphozithi efanelekile ivikelwe ngaphansi kohlelo olusebenzayo lwesiqinisekiso sediphozithi.

Uma kufanelekile, sebenzisa umkhawulo wokuthenga ofika ku-€2,500 wokuthenga nge-neon. Shintsha phakathi kwemali yakho kanye nomkhawulo wokuthenga kuhlelo lokusebenza, bese ubona zombili izilinganiso ngokwehlukana.
Hlukanisa ukuthengwa kwekhadi le-neon elifanelekile kube yizitolimende ezi-3, 6 noma 12 emlandweni wakho wokuthengiselana. Izinhlelo ze-trimester azinamali; ezinye izinketho zingase zibe nezimali.
Thola okwengeziwe e-Shopping mall
Hlola izitolo eziku-inthanethi kanye nokunikezwa kuzo zonke imfashini, izinto zikagesi, ikhaya nokuningi, ngqo kuhlelo lokusebenza.

Thenga ngezinketho zokufaka ezitholakalayo bese uthola imiklomelo ekuthengeni okufanelekile. Guqula imiklomelo yakho ibe yimali ku-akhawunti yakho.

Nakekela imali mboleko yakho usohambeni
Bona ukuthi unesipho esivunyelwe kusengaphambili noma ufake isicelo semali mboleko yomuntu siqu efika ku-€40,000 kuhlelo lokusebenza. Uma kuvunyiwe, buyekeza imigomo, khetha ezinkethweni ezitholakalayo bese usayina ngedijithali.

Landelela izitolimende ezizayo, khokha kuhlelo lokusebenza, bese ubuka noma ulande uhlelo lwakho lokukhokha.

Cela ukukhokha okugcwele kusenesikhathi. Uma kufaneleka, sebenzisa i-Payment Holiday ukuze uhlehlise isitolimende inyanga eyodwa.
Imibuzo? Silapha.

Xoxa nethimba lethu kuhlelo lokusebenza, amahora angu-24 ngosuku, izinsuku eziyi-7 ngesonto.

Ukutholakala
Qaphela: Inguqulo yesiGriki yohlelo lokusebenza ayinikezi zonke izinsizakalo ezibalwe ngenhla. Izinsizakalo ezengeziwe zizongezwa maduze.

Qaphela: Amanani enzalo angahluka ngokwemakethe nangomkhiqizo futhi angashintsha. Ukufaneleka nemigomo kuyasebenza.

Ibhange le-tbi linikeza imali mboleko ngamanani asukela ku-€200 kuya ku-€40,000, kanye nemigomo yokukhokha esukela ezinyangeni ezi-5 kuya kwezingu-120 kanye ne-Annual Percentage Rate (APR) esukela ku-13% kuya ku-50%. Isikhathi esidingekayo ukuze imali mboleko ikhishwe sincike ekuhlolweni kwesikweletu somboleki kanye nendlela ekhethiwe yokukhokha.

Isibonelo: Ngemali mboleko ekhishwe kusukela ngomhlaka-01 Januwari 2026 ngenani elingu-€10,000, isikhathi sokukhokha sezinyanga ezingu-60 futhi ngaphandle komshwalense, ikhasimende lizokwenza izitolimende ezingama-60 ezilinganayo zenyanga ezingu-€251.34 ngasinye, kanti isitolimende sokuqala kufanele sikhishwe ngomhlaka-05 Febhuwari 2026.

I-TBI Bank EAD, enehhovisi elikhulu kanye nekheli lezokuxhumana: Sofia 1421, isifunda saseLozenets, 52 - 54 Dimitar Hadjikotsev Street, i-imeyili: office@tbibank.bg, iwebhusayithi: www.tbibank.bg, ebhaliswe kuRejista Yezentengiselwano e-Registry Agency eMnyango Wezobulungiswa ne-UIC 131134023, enelayisensi njengeBhange futhi ngokulandelana yenza imisebenzi yasebhange ngokweLayisensi No B 30 kanye nama-oda RD 22 - 1067 / 13.08.2003, No RD 22 - 1067 / 12.06.2007, RD 22 - 1560 / 20.07.2007, RD 22 - 2270 / 16.11.2009, RD 22 - 0451 / 28.02.2012 kanye neRD 22 - 0451 / 22.10.2012 ye-BNB.