XTB Online Investing

183K reviews
Content rating
PEGI 3
10M+
Downloads
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About this app

About XTB
XTB is a global financial institution trusted by over 2 million clients. We provide access to a wide range of investment options including stocks, ETFs,CFD trading on currencies, commodities, indices, and more. Our platform also includes Investment Plans, interest on uninvested funds and ISA. All of this is available in one easy-to-use app — a single, powerful ecosystem where your money works.

Buy stocks and ETFs commission-free
The XTB app gives you access to over 4500 stocks and ETFs from 16 major exchanges around the world. Invest in stocks and ETFs with 0% commission.*

Choose from thousands of CFDs
Trade CFDs based on currency pairs (Forex), commodities, indices, stocks, and ETFs.

Make the most of our savings solutions
Investment Plans
At XTB, you can create a personalised Investment Plan that will help you regularly set aside small amounts, invest passively and reach your desired goals, like: travel, retirement, or a new house.
Interest on free funds
You can profit while waiting for the perfect investment opportunity. All your uninvested funds earn interest.

Flexible Stocks & Shares ISA
An ISA is a tax-efficient savings and investment account that allows you to earn interest or returns without paying tax on them.

2FA - an extra layer of security
We implemented 2FA (Two-Factor Authentication) through SMS verification to ensure that no one gains unauthorized access to your XTB account.

Safe and secure deposits and withdrawals
Make a deposit instantly by credit/debit cards like Visa/Mastercard. Easily transfer funds between sub-accounts within XTB or withdraw to your personal bank account - all safely and securely.

24h/5 support
Our customer service team offers support in 18 languages and is available 24/5 hours a day, via email, chat or phone.

Free demo account
Open a free demo account in seconds and explore your investment ideas with zero risk. Experience real market conditions without using your own capital. When you’re ready, open a real XTB account for free and start putting your money to work for real.

Trainings and webinars
Explore our extensive video library and gain access to hundreds of hours of educational webinars. Learn at your own pace with clear, structured content .

Market news and analysis
Get breaking news and read professional market analysis from our award-winning research team.

Advanced charts and technical analysis
Find the best investment opportunities using over 35 indicators, different chart types, advanced technical analysis, and other features in the app.

Additional investing tools
Stay ahead with our suite of investing tools: track key macroeconomic events with the Economic Calendar, manage risk and plan using the Investor’s Calculator, set real-time Price Alerts to catch market moves and explore global Market Sentiment to make more informed decisions.

*For monthly turnover up to 100,000 EUR. Transactions above this limit will be charged a commission of 0.2% (minimum 10 GBP).
**CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.
74% of retail investor accounts lose money when trading CFDs with this provider.
You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Your capital is at risk. The value of your investments may go up or down.Tax treatment depends on your individual circumstances and ISA regulations which may change.T&Cs apply.
Where your money works
Updated on
19 Oct 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    App activity
  • This app may collect these data types
    Personal info, Financial info and 7 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

178K reviews
C Z
7 July 2026
I had to install the app as you cannot complete the verification process online. I could do this fine for other brokers. Functionality is more or less the same, which is good. From my pov, the graphics don't work as they should. If I select D1, I want the graphic for a day, not for multiple months... Finding and filtering ETFs is not that easy. Used an external service for this. Also many instruments don't show market depth. If I want to put a stop order, I cannot see where the market sits ATM.
23 people found this review helpful
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XTB S.A.
9 July 2026
Thank you for your feedback. We’re sorry to hear some aspects of the platform did not meet your expectations. We value your comments regarding charts, ETF filtering and market depth, and will share them with the relevant team. Please contact us via email if you require further assistance.
Emre San (ES)
24 July 2026
Automated bank account adding doesn't work. Filling the form doesn't work. Customer service doesn't help and keep insisting can be done only through app. When it comes to deposit money magically they assign a dedicated person do everything through mail. When it comes to withdrawal your funds somehow app doesn't work, no one to help. Avoid!!!
21 people found this review helpful
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XTB S.A.
31 July 2026
Thank you for your feedback. We’re sorry to hear you experienced difficulties with the bank account verification process. We’d appreciate the opportunity to investigate the issue. Please contact us so we can review your case and assist you further.
Charalambos Michaelides
6 July 2026
Support is very slow to respond. It mentions typically under 15 min but it's much more. Also limited options for US stocks compared to other platforms and no options trading. No 24/7 trading which limits your trading flexibility. Other than that it works well most of the times and the interface is easy. No issues in depositing funds in fact it is almost instant. Changed my rating to 3 stars after I had to wait 15 hours for support to reply. The platform was down with no information to the users.
47 people found this review helpful
Did you find this helpful?
XTB S.A.
7 July 2026
Thank you for your feedback. We’re sorry to hear about your experience with customer support and platform performance. We appreciate your suggestions regarding trading features and will share them with the relevant team. Please contact us at ukservice@xtb.co.uk if you need further assistance.