SumUp Business: Payments & POS

146K reviews
Content rating
PEGI 3
10M+
Downloads
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About this app

The SumUp Business app gives you the tools you need to get paid, manage your money and run your business. All easy to use, all in one place.

Get paid
With SumUp, getting paid is flexible, fast and secure – wherever and however you do business.

Card readers
Pair the SumUp Business App with a Solo Lite card reader to take chip & PIN, contactless and mobile wallet payments. Use the app to track sales, add tipping options, issue refunds and set sales tax rates. The app also powers payments on our standalone Solo and Terminal devices.

Point of Sale (POS)
Turn your tablet into a POS system. Accept payments, take orders, manage stock, monitor sales and run reports – all without dedicated POS hardware.

Tap to Pay on Android
With just your Android smartphone and the SumUp Business app, you can take all kinds of contactless, in-person payments. Accept physical debit and credit cards, Google Pay, Apple Pay, and other digital wallets. Get paid securely with Tap to Pay on Android – anytime, anywhere. No extra hardware needed.

Payment Links
Get paid remotely with Payment Links. Create a secure link directly from the app home screen, then share it with your customer via SMS, email or social media DM. The link takes your customer to a secure website to complete the transaction. A simple, safe way to take cashless payments online.

Manage your money
Our money management tools are designed for steady cash flow, secure funds and complete financial control.

SumUp Business Account
Manage your cash flow, keep your money safe, and stay in complete control of your finances with a SumUp Business Account. You can open your account in minutes, straight from the app. If you use SumUp to take payments, you’ll get guaranteed next-day payouts, even on weekends and holidays. You’ll also receive a contactless Mastercard for all your business spending.

Invoices
Create and issue professional, legally-complaint invoices from the app in a few taps. Track the status of any invoices you’ve issued, and give customers the option to pay securely online.

Run your business
Speed up daily tasks, connect with your customers and build your brand – all straight from the app.

Item catalogue
Create your own item catalogue and manage everything you sell in one place. Add, edit and delete items directly in the app. Add images and descriptions, apply custom tax rates, track stock and sell online.

Reports
Generate reports that help you better understand your business. Whether you need a simple sales overview or a detailed breakdown of every transaction, you can access it all within the SumUp Business app.

Loyalty
Create a loyalty programme for free and turn first-time customers into regulars. Offer points or stamps for purchases, send birthday offers, and launch limited-time promotions in a few taps.

Online Store
Open an online store and reach new customers. Add items, publish your store, and give your business an instant global presence. Real-time analytics can help you boost your business further.

Bookings
A free all-in-one booking system for your beauty or wellness business. Manage appointments, collect upfront payments, and reduce no-shows with automated reminders and cancellation fees.

SumUp Payments Limited is authorised by the Financial Conduct Authority in the UK under the Electronic Money Regulations 2011 (register number 900700) for the issuing of electronic money and provision of payment services.

SumUp Limited, trading as SumUp, is regulated by the Central Bank of Ireland. We offer both regulated payment services and non-regulated business tools. Learn more about your protections and our full range of products, services, and tools here: https://www.sumup.com/en-ie/product-and-services-regulation/
POS app to accept mobile payments, Tap to Pay, send invoices & manage business
Updated on
26 Oct 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Device or other IDs
  • This app may collect these data types
    Personal info and Device or other IDs
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

144K reviews
Naomi Hoang
28 August 2026
Utterly useless app. Two days notice to confirm details to keep within regulations but fails to update said details due to constant error messages (or jumps to chat, for some reason). Customer Support is AI and even if you get through to an agent to try and resolve issues, it doesn't work. Can't update details on the website either. Given how the card reader barely works most of the time, I think I'll delete my account and take my business elsewhere. Waste of time.
6 people found this review helpful
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SumUp
31 August 2026
We are very sorry to hear the issue met with your profile verification and your card reader. For security reasons, changes need to be checked and done internally. This is why your request needed to be escalated internally and then a chat was opened with agent from the relevant department. Please don't hesitate to reach them back for any assistance.
Edinburgh Fencing Company
17 September 2026
This is so complicated to edit and manage invoice refunds etc. Things take so long to change and manage its just becoming silly to use... why remove a feature that you cant change the price of your invoice. instead it's now make a credit note cancel off and invoice make a new invoice and send. 100% pain in the arse!! response to response. So why was it I could amend invoice before. lets say I misspelled a clients name then I have to cancel the invoice start a new one. whole waste of time.
2 people found this review helpful
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SumUp
17 September 2026
Good afternoon, we understand your frustration, but we had to change this to comply with strict tax laws. Once an invoice is issued, it is a legal document and cannot be edited. Creating a credit note is the only legally compliant way to correct mistakes and protect your business during audits. We are working to make it faster. Team SumUp
simone giovinazzo
10 July 2026
1 star. The app crashes a bit often. When it doesn't, it works, but that's about the only positive thing I can say. The customer support is by far the worst part: once you've made your purchase, you're left completely alone. Getting in touch with someone takes forever, and the chatbot is absolutely useless—it never understands the problem. Overall, the product and the service are both inexistent
2 people found this review helpful
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SumUp
11 July 2026
We are sorry to hear about your dissatisfaction with our support. Currently, our assistance is offered through the help center available in your app. The primary means of contact is via chat, as this allows us to provide faster, more secure, and better‑documented help to all our merchants. Our agents remain at your disposal.

What's new

- General bug fixes and stability improvements