Money Flow: Budget Tracker

Know where your money goes and see where your spending is heading. Money Flow combines an expense tracker, budget planner and spending forecast to help you plan everyday life in Canada. Record income and expenses, set spending limits, work towards savings goals and look ahead to month-end costs.

SEE YOUR SPENDING FORECAST
Forecasts uses your recorded history to estimate spending by the end of the month and year. Compare what you have spent with what is expected next, see a likely range and make room for upcoming costs. Your expense forecast develops from the transactions you log, with no bank connection needed.

CHECK YOUR DAILY SPENDING ALLOWANCE
Get an estimated daily spending allowance based on expected income, spending so far and upcoming recurring expenses. Use this daily guide when deciding on lunch out, a weekend trip or another purchase. It gives your spending plan a practical day-to-day reference.

LOOK AHEAD TO RECURRING PAYMENTS
Forecasts detects recurring bills in your logged history and includes expected payments in the outlook. See regular costs such as rent, hydro, phone plans and subscriptions alongside everyday purchases. The year view helps you look ahead to annual expenses and once-a-year payments found in your records.

Use Money Flow as a bill tracker to review upcoming costs. Add planned payments and recurring rules for bills or income, and get a reminder on the payment day. Keeping future entries alongside your history makes it easier to prepare for the next round of household expenses.

TRACK EXPENSES AND INCOME
Use Money Flow as your daily expense tracker: enter an amount, choose a category and add a note. Keep groceries, gas, transit, dining out, school supplies and other purchases organised. The income tracker keeps money coming in visible beside money going out, so you can review both sides of your personal finance routine.

PLAN A MONTHLY BUDGET
Build a monthly budget around the categories that matter to you. Set category limits and use your budget tracker to compare spending with the amount you planned. Review food, transport or entertainment costs and adjust the next month's plan using your own records. Budget planning becomes a regular check-in instead of a pile of receipts to sort later.

KEEP SAVINGS GOALS IN VIEW
Set a target for an emergency fund, holiday, home project or important purchase. Use the savings tracker to follow progress towards each goal while keeping everyday expenses visible. Clear goals help you think about what to save for and how those plans fit into your monthly spending.

SHARE A HOUSEHOLD BUDGET
Manage a family budget with a partner or relative using shared accounts and cloud sync. Keep a shared budget for common expenses, with records available across devices and on the web. Bring the same picture of household spending to conversations about groceries, rent and future plans.

UNDERSTAND YOUR SPENDING HABITS
Charts and reports turn your spending tracker into a clear view of category totals and changes over time. Compare periods, spot where costs have grown and find past transactions using search and filters. Your money tracker keeps useful records close when you want to review a purchase or rethink a spending limit.

YOUR EVERYDAY MONEY MANAGER
Whether you want an expense tracker app for daily purchases or a budget app for longer-term plans, Money Flow connects what you record today with what you expect next. Start with your everyday transactions and build a clearer view of your money.